Terms of Service

Last updated: January 2026

Welcome to Simple Split. By accessing or using our expense splitting application, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our service.

1. Description of Service

Simple Split is a free web application that helps groups of people track and split shared expenses. The service allows you to:

• Create expense groups with multiple participants
• Record expenses and assign them to group members
• Calculate balances and suggested settlements
• Share groups via unique links

The service is provided free of charge and does not require account registration.

2. Acceptance of Terms

By using Simple Split, you confirm that you:

• Are at least 13 years of age
• Have the legal capacity to enter into these Terms
• Will use the service in compliance with all applicable laws

3. User Responsibilities

When using Simple Split, you agree to:

• Provide accurate information - Enter expense amounts and descriptions truthfully
• Respect others - Use appropriate names and descriptions; do not use the service to harass or deceive others
• Protect shared access - Share group links responsibly; anyone with the link can view and modify group data
• Not misuse the service - Do not attempt to overload, hack, or interfere with the service

4. Data and Privacy

Your use of Simple Split is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

Important notes about your data:

• Groups are accessible to anyone with the group link
• We do not verify the identity of users or group members
• You are responsible for managing access to your group links

5. Intellectual Property

Simple Split and its original content, features, and functionality are owned by Simple Split and are protected by international copyright, trademark, and other intellectual property laws.

You retain ownership of any data you enter into the service (expense descriptions, names, etc.).

6. Disclaimer of Warranties

Simple Split is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the service will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy of calculations or data

You acknowledge that you use the service at your own risk and that Simple Split is a tool to assist with expense tracking, not a substitute for professional financial advice or formal accounting.

7. Limitation of Liability

To the maximum extent permitted by law, Simple Split and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of data or profits
• Disputes between group members
• Errors in expense calculations
• Unauthorized access to your groups

Our total liability for any claims arising from your use of the service shall not exceed the amount you paid to use the service (which is zero, as the service is free).

8. Indemnification

You agree to indemnify and hold harmless Simple Split and its operators from any claims, damages, or expenses arising from your use of the service or violation of these Terms.

9. Service Modifications

We reserve the right to:

• Modify or discontinue the service at any time without notice
• Update features, functionality, or the user interface
• Remove inactive groups or data as described in our Privacy Policy

10. Changes to Terms

We may update these Terms from time to time. We will notify users of material changes by updating the "Last updated" date. Your continued use of the service after changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

12. Contact

If you have questions about these Terms, please contact us through our website.